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Comment by Bob on December 31, 2008 at 11:45am

Well, I will give u an atta boy anyway! I admire anyone who has had that angry moment and says NO MORE when it comes to debt and then goes after it with intensity and eliminates it. Dave Ramsey agrees that it technicaly makes sense to go after highest debt first but also says if we were doing math we wouldnt be in debt lol. He starts with smallest first because a great deal of the people who start the debt snowball are just plain so far in debt and they are beaten down by it, they tend to get better traction and some sense of accomplishment.